Description
Thisbook is divided into two parts. Part Icovers practical aspects of home loan proposal, appraisal, documentation, riskassessment, securitization and financing to Builders. Part II presents commentary on role ofmortgage counsellors. The book also coverstaxation provisions relating to capital gains, EMI calculation, mortgagemethodology, reverse mortgage, home buying process, title/conveyance ofproperty, valuation of house property, essentials of civil work, datamanagement. The part II also dwells onskills needed for carrying the profession of mortgage counsellor.Thebook forms part of the course material provided by Indian Institute of Banking& Finance to the candidates appearing for the examination for creation ofthe profession of mortgage counselling.National Housing Bank, housing regulator for the country, has designedthe course and IIBF with support of experts has developed this courseware. Thisbook will also prove good primer to all persons who are in home loan market andwill be useful to banking and finance fraternity.